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Determining Motorcycle Insurance Rates

By Marianne Howanitz, P.A. |

So, how do motorcycle insurers come up with their rates, anyway? Believe it or not, they base their premiums on sound statistical data that helps them determine the likelihood of you filing a claim (and costing them money). Insurance companies consider a number of factors, including: Age Gender Location Vehicle type Marital status Accident… Read More »

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How to stop your teenager from texting while driving

By Marianne Howanitz, P.A. |

Did you know you could USE A TEXT BLOCKER FROM YOUR CELL PHONE COMPANY?? This is great news and new to me. Even if you expose your teen to lengthy lectures and graphic driver’s ed videos depicting the hazards of texting while driving, it can still be difficult for them to put their phone… Read More »

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Pokemon Go Safety

By Marianne Howanitz, P.A. |

It seems everyone is joining in on the recent Pokemon Go craze. The game, which is as close to a real life adaptation of the Pokemon world as anyone could hope for, is played outside using your phone to track down Pokemon and battle other members of the community for ownership of Pokemon gyms…. Read More »

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How to Drive around Big Rigs

By Marianne Howanitz, P.A. |

Ready to hit the road this summer? There’s nothing fun about driving next to an 18-wheeler. They’re big and they have a frightening tendency to drift in and out of your lane more often than you’d like. But sharing the road with a big rig need not be a nightmare — there are things… Read More »

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10 Horrible Decisions That Will Mess up Your Car Insurance

By Marianne Howanitz, P.A. |

We often forget that our auto insurance policies are contracts. Besides paying your premium on time, you should abide by your car insurance company’s rules. But how can you abide by the rules when you don’t even know what they are? Here are 10 common scenarios that Penny Gusner for Insure.com wrote about recently…. Read More »

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What to Do When Your Car Is “Totaled”

By Marianne Howanitz, P.A. |

So you’ve had an accident and your insurance company wants to “total” your car, motorcycle or truck. What does that mean and what should you be aware of? If your car is totaled and you have comprehensive and/or collision coverage, an insurer will pay you the full market value of your car or the… Read More »

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70​ Million Nice Dogs…but Any Dog Can Bite

By Marianne Howanitz, P.A. |

National Dog Bite Prevention Week® takes place during the third full week of May each year, and focuses on educating people about preventing dog bites. The dates in 2016 are May 15-21. With an estimated population of 70 million dogs living in U.S. households, millions of people – most of them children – are… Read More »

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8 Auto Insurance Myths

By Marianne Howanitz, P.A. |

Getting insurance on your car seems to become more complicated every year. Just how do they decide what rates to charge you or what can you do to get a lower rate? In which company are you really in “Good Hands”? Let’s start with some of the common myths out there, as provided by… Read More »

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Will My Insurance Cover Renting a Car after an Accident?

By Marianne Howanitz, P.A. |

Many drivers don’t think about their insurance coverage until after they have an accident and call their insurance company to file a claim to help pay for car repairs, a rental car and other expenses. Unfortunately, many insured drivers are surprised to find out that their auto insurance does not automatically cover the cost… Read More »

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The Top 10 Safety Tips for Single Women’s Road Trips

By Marianne Howanitz, P.A. |

So you’re ready to “head out on the highway, looking for adventure” (showing my age there!) this summer? Independent women are more and more finding themselves traveling our country’s roads alone for pleasure. While it is wildly thrilling to be the only one in the car, singing along to your personal playlist, and stopping… Read More »

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