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Category Archives: Driving Tips

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Get a Clue!

By Marianne Howanitz, P.A. |

One of the best kept consumer secrets out there is the little-known CLUE report, which is made available to insurance companies on every single insurance consumer. I found this great information for my friends on the Blog 20somethingfinance.com by G.E. Miller. The CLUE report is the insurance-world equivalent of a credit report on insurance… Read More »

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Top 8 Things That Every Teen Driver Should Know

By Marianne Howanitz, P.A. |

When a teenager gets a driver license, it signifies freedom and the lure of the open road. But with this newfound freedom comes a host of new situations and possible problems that most teen drivers have never encountered before. It’s a good idea to review these scenarios with new drivers in your family, and… Read More »

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What Do I Do if I Was the Victim of a Hit and Run?

By Marianne Howanitz, P.A. |

When you are the victim of a hit and run accident, you likely feel angry and confused, and it can be unclear how to get compensation for your damages and injuries. However, there are steps you can take to create a smoother experience, should you be in this unfortunate situation. Gather as much information… Read More »

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Should You Still Call the Police, Even If Your Accident Is Just a Minor One?

By Marianne Howanitz, P.A. |

The answer is yes. Even after a minor accident, a police officer can help you sort things out, and document what happened in case that becomes important in the future. As nice as the other driver might seem, their story may change and it will be difficult to prove without the backup of a… Read More »

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What to do When a Tire Blows

By Marianne Howanitz, P.A. |

Heading out for a trip to see the fall foliage? Make sure that you check out the condition of your tires before you leave. For many drivers, there is nothing more frightening or potentially dangerous than a tire blowout at almost any speed. While the number of tire-related crashes has dropped dramatically since 2008,… Read More »

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6 Tips to Stop Tailgating

By Marianne Howanitz, P.A. |

A great many drivers on the road represent threats to your safety and well-being. But there are numerous ways of minimizing your chances of having a collision with an unsafe driver. Defensive driving is a big part of car safety and you should always be practicing it, until it becomes second nature. A cardinal… Read More »

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What is Gap Insurance?

By Marianne Howanitz, P.A. |

What is GAP Insurance and why should I add this coverage to my automobile policy? GAP insurance or “guaranteed auto protection” is a coverage that you may purchase for your already existing automobile insurance policy. This coverage will pay for the difference between your vehicle’s actual cash value and the amount that you still… Read More »

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10 Tips for Senior Drivers

By Marianne Howanitz, P.A. |

According to the Smart Motorist, in the next 20 years the number of elderly drivers (persons 70 & over) is predicted to triple in the United States. As age increases, older drivers generally become more conservative on the road. Many mature drivers modify their driving habits (for instance to avoid busy highways or night-time… Read More »

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Determining Motorcycle Insurance Rates

By Marianne Howanitz, P.A. |

So, how do motorcycle insurers come up with their rates, anyway? Believe it or not, they base their premiums on sound statistical data that helps them determine the likelihood of you filing a claim (and costing them money). Insurance companies consider a number of factors, including: Age Gender Location Vehicle type Marital status Accident… Read More »

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Pokemon Go Safety

By Marianne Howanitz, P.A. |

It seems everyone is joining in on the recent Pokemon Go craze. The game, which is as close to a real life adaptation of the Pokemon world as anyone could hope for, is played outside using your phone to track down Pokemon and battle other members of the community for ownership of Pokemon gyms…. Read More »

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