Category Archives: Insurance
What is a Phantom Vehicle?
Halloween is just around the corner and everyone’s in the mood for scary movies. Remember the movie Christine? Pretty scary for the time, right? Well, this is not about that kind of phantom vehicle, sorry. This is about another scary kind of vehicle-the Phantom Vehicle. (Cue evil laugh) A phantom vehicle is one that… Read More »
A Florida Horror Story
In the last week, I have received calls from three different people who have been involved in accidents with uninsured motorists. This means that I cannot help them recover all their medical costs, lost wages and pain and suffering. I feel so badly for them and wanted to let you all know what you… Read More »
What does your car and an airplane have in common?
A black box. Also known as event data recorder it is traditionally associated with airplane accidents because it helps the investigators to determine what went wrong. But the technology is no longer limited to aircrafts. In fact, you most likely have a black box beneath your seat or behind the dashboard in your car…. Read More »
Get a Clue!
One of the best kept consumer secrets out there is the little-known CLUE report, which is made available to insurance companies on every single insurance consumer. I found this great information for my friends on the Blog 20somethingfinance.com by G.E. Miller. The CLUE report is the insurance-world equivalent of a credit report on insurance… Read More »
What Do I Do if I Was the Victim of a Hit and Run?
When you are the victim of a hit and run accident, you likely feel angry and confused, and it can be unclear how to get compensation for your damages and injuries. However, there are steps you can take to create a smoother experience, should you be in this unfortunate situation. Gather as much information… Read More »
Animal Attacks
Savage Stallion is not only a great name for a rock band, but a common cause of injury here in Horse Country. Recently we represented a woman who was bitten by a passing stallion on a local trail. Negligence on the part of the owner often plays a role in a dog bite or… Read More »
What If My Accident Injuries Don’t Show Up Right Away?
My office often gets calls from accident victims that felt fine immediately after the accident and by a week later are in some serious pain. Vehicle accident injuries can be late-appearing. Here’s how to protect your health and your legal rights. Almost any car accident is a traumatic event. From catastrophic collisions to fender-benders,… Read More »
What is Gap Insurance?
What is GAP Insurance and why should I add this coverage to my automobile policy? GAP insurance or “guaranteed auto protection” is a coverage that you may purchase for your already existing automobile insurance policy. This coverage will pay for the difference between your vehicle’s actual cash value and the amount that you still… Read More »
Determining Motorcycle Insurance Rates
So, how do motorcycle insurers come up with their rates, anyway? Believe it or not, they base their premiums on sound statistical data that helps them determine the likelihood of you filing a claim (and costing them money). Insurance companies consider a number of factors, including: Age Gender Location Vehicle type Marital status Accident… Read More »
How to Drive around Big Rigs
Ready to hit the road this summer? There’s nothing fun about driving next to an 18-wheeler. They’re big and they have a frightening tendency to drift in and out of your lane more often than you’d like. But sharing the road with a big rig need not be a nightmare — there are things… Read More »
