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Category Archives: Insurance

what you should do within 10 minutes after an accident

What You Should Do within 10 Minutes of Having a Car Accident

By Marianne Howanitz, P.A. |

Oh no, this can’t be happening, you think to yourself in the instant you realize you’ve been in a car accident.  What you do next can make all the difference in the world. Call 911 When involved in an accident, CALL 911 so the police will be dispatched even if you consider the accident… Read More »

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Vehicle insurance

It’s not always good to be #1 – Why you need Uninsured/Underinsured Car Insurance

By Marianne Howanitz, P.A. |

While Florida holds the number one spot at such great things as being the warmest state in the country and home of the number one vacation resort in the world (Disney World), it also holds the unfortunate record for the largest percentage of uninsured drivers.  26.7% of Florida drivers have no auto liability insurance…. Read More »

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commercial truck accidents

What Everyone Should Know About Commercial Truck Accidents

By Marianne Howanitz, P.A. |

Does it seem to you like there are more and more big trucks on the road every day?  Well, you’re right!  In a study done by Parson/Brinkerhoff for the FDT, 70% of all truck traffic in Florida can be found in Marion County on I-75.  Because of its central location and proximity to I-75,… Read More »

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Questions if you own a golf cart

Questions You Should Ask If You Own A Golf Cart

By Marianne Howanitz, P.A. |

If you have ever visited the Villages or one of the many gated communities in our area, it won’t take you long to see just how many people enjoy the fresh air, sunshine and convenience of driving around in their golf carts.  Recently, the City of Ocala has authorized the use of golf carts… Read More »

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What is PIP?

What is this PIP you speak of?

By Marianne Howanitz, P.A. |

In Florida, every car owner must carry $10,000 in Personal Injury Protection (PIP) and $10,000 in property damage liability insurance (which pays for property damage you may damage in an accident).  However, in order to get the full benefit of the insurance you pay for, it’s important to know what PIP is and how… Read More »

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#Halloween

By Marianne Howanitz, P.A. |

Halloween is coming up and all the little witches and monsters are chomping at the bit to run around neighborhoods and fill up their bags with goodies and maybe get a little scared in the process. Want to hear something really scary? When your porch light is on and your house is decorated for… Read More »

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movieposter

What is a Phantom Vehicle?

By Marianne Howanitz, P.A. |

Halloween is just around the corner and everyone’s in the mood for scary movies. Remember the movie Christine? Pretty scary for the time, right? Well, this is not about that kind of phantom vehicle, sorry. This is about another scary kind of vehicle-the Phantom Vehicle. (Cue evil laugh) A phantom vehicle is one that… Read More »

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A Florida Horror Story

By Marianne Howanitz, P.A. |

In the last week, I have received calls from three different people who have been involved in accidents with uninsured motorists. This means that I cannot help them recover all their medical costs, lost wages and pain and suffering. I feel so badly for them and wanted to let you all know what you… Read More »

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car-black-box6

What does your car and an airplane have in common?

By Marianne Howanitz, P.A. |

A black box. Also known as event data recorder it is traditionally associated with airplane accidents because it helps the investigators to determine what went wrong. But the technology is no longer limited to aircrafts. In fact, you most likely have a black box beneath your seat or behind the dashboard in your car…. Read More »

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Get a Clue!

By Marianne Howanitz, P.A. |

One of the best kept consumer secrets out there is the little-known CLUE report, which is made available to insurance companies on every single insurance consumer. I found this great information for my friends on the Blog 20somethingfinance.com by G.E. Miller. The CLUE report is the insurance-world equivalent of a credit report on insurance… Read More »

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