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Category Archives: Saving Money


A Florida Horror Story

By Marianne Howanitz, P.A. |

In the last week, I have received calls from three different people who have been involved in accidents with uninsured motorists. This means that I cannot help them recover all their medical costs, lost wages and pain and suffering. I feel so badly for them and wanted to let you all know what you… Read More »

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Get a Clue!

By Marianne Howanitz, P.A. |

One of the best kept consumer secrets out there is the little-known CLUE report, which is made available to insurance companies on every single insurance consumer. I found this great information for my friends on the Blog by G.E. Miller. The CLUE report is the insurance-world equivalent of a credit report on insurance… Read More »

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What is Gap Insurance?

By Marianne Howanitz, P.A. |

What is GAP Insurance and why should I add this coverage to my automobile policy? GAP insurance or “guaranteed auto protection” is a coverage that you may purchase for your already existing automobile insurance policy. This coverage will pay for the difference between your vehicle’s actual cash value and the amount that you still… Read More »

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Determining Motorcycle Insurance Rates

By Marianne Howanitz, P.A. |

So, how do motorcycle insurers come up with their rates, anyway? Believe it or not, they base their premiums on sound statistical data that helps them determine the likelihood of you filing a claim (and costing them money). Insurance companies consider a number of factors, including: Age Gender Location Vehicle type Marital status Accident… Read More »

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