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National Car Insurance Day

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Happy National Car Insurance Day!!! Well, let’s face it, it’s not a romantic holiday like Valentine’s Day, and it had a little industry help in getting started, but it is reminding us of something important. We spend billions on car insurance every year and very few of us understand exactly how it works, especially when we need it. Take time to get out your policy and read all the fine print. You’ll be surprised to see what might be covered. And very surprised to see what isn’t covered.

There’s a saying among insurance defense attorneys (I used to be one!) that “the Policy giveth, and the exclusions taketh away”. What that means is that what you see in the first few pages of your policy “ain’t exactly true”! It’s the fine print at the end of the policy in the “exclusions” that will ultimately apply/bite you in the butt.

Recently I wrote an article on checking your policy for Bodily Injury and Uninsured/Underinsured Motorist coverage and many of you thanked me for the information. I hope that a little more information on this subject will help you all be better consumers and protect your rights and property.

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