Will I get reimbursed for my co-payments and out-of-pocket expenses as a result of my Florida car accident?
That depends. In Florida it is mandatory that everybody have Personal Injury Protection insurance. They call it PIP insurance. And that is for $10,000 of medical expenses. However, there is a deductible and 20% that you’re required to pay. So, the short answer is at first, you have up to $10,000 of benefits that will be paid. And if you have a claim, you will be reimbursed for your out-of-pocket or your copays from the at-fault driver’s insurance company. Or in some instances, your insurance company if you have uninsured or underinsured motor’s coverage.